On 22nd November 2017, the Chancellor of the Exchequer Phillip Hammond delivered the 2017 Budget. You can download Future Asset Management’s free 2017 Budget PDF outlining the key points. Download here.
Congratulations to Future Asset Management’s very own Graham Wingar as he makes the cut into The Top 35 Next Generation Advisers 2017. His article on New Model Adviser read as follows: Graham Wingar Partner, Future Asset Management Age 30 Seven years after joining Bridgend-based Future Asset Management primarily as a mortgage adviser, Graham Wingar, son of managing partner […]
The Bank of England have increased interest rates for the first time in a decade in an attempt to curb inflation. The Monetary Policy Committee voted 7-2 in favour of the increase from 0.25% to 0.5%. The minutes of the meeting also suggested that they do not expect a further increase any time soon, stating […]
*A recent study by a market leading technology platform has revealed that 78% of UK adults aged 34-54 have not made a will. This alarming number shows that an age group who are statistically more likely to have dependents and other financial commitments such as mortgages, are prepared to leave themselves at risk of dying […]
The Consumer Prices Index (CPI) which is the measure of inflation that the government use as a target, has climbed to 3% in September 2017. The Retail Prices Index, another measure of inflation has reached 3.9%. Much of this inflation is due to the fall in the pound since the brexit vote. It will be […]
According to HMRC 2016/17 annual report £29bn of additional tax was collected as a result of its crackdown on tax dodgers. HMRC also reported its seventh consecutive year of of record tax levels with total tax revenue of £574.9bn HMRC chief executive Joe Thompson said “We have also strengthened our grip on the minority who […]
Lasting Power of Attorney Although this is sometimes considered to be a time consuming, expensive or daunting task, not having powers of attorney in place when you need them can be very disruptive. A lasting power of attorney (LPA) gives another person or persons (known as your “attorney(s)”) the authority to act for you if […]
Cash ISAs are a popular choice when people first begin to save, they are easily accessible, protected, not liable to capital risk and low cost. Many saver’s however are missing out on greater potential returns. Many Cash Savers don’t: Search the market for a more competitive rate Don’t know the rate they are currently getting […]
Citizens advice stated it had 3,747 people enquired to the charity regarding dying without a will. This has increased from 1,522 such enquiries since 2011. A recent YouGov survey also found nearly two thirds of British adults didn’t have a will. Having a will will help ensure your assets are passed on to whom you […]
Retirement Options Guide Understanding all of the options available to you leading up to retirement can be confusing and time consuming. Future Asset Management have put together a free comprehensive retirement options guide which will help you understand all of these options. If you would like a free copy of the guide please click HERE […]
