Future Asset Management LLP has been awarded accreditation against the Investors in People Standard, demonstrating their commitment to realising the potential of their people. Investors in People is the international standard for people management, defining what it takes to lead, support and manage people effectively to achieve sustainable results. Underpinning the Standard is the Investors in […]
Great again to be nominated as one of the top young Financial Advisers in the UK Thanks to New Model Adviser for the article which you can see here.
On 29th October 2018, the Chancellor of the Exchequer Phillip Hammond delivered the 2018 Budget. You can download Future Asset Management’s free 2018 Budget PDF outlining the key points. Download here.
A huge congratulations to Future Asset Management LLPs very own Graham Wingar who fought off tough competition to claim the Certified Financial Planner (CFP) Professional of the Year 2018 award from the CISI (Chartered Institute for Securities & Investment). On Monday 1st October, Graham and I attended The Financial Planning Annual Conference 2018 at the Hilton […]
What’s happened? Last week, The Bank of England raised its base interest rate from 0.5% to 0.75%. This was only the second rise since 2009. The nine members of the Monetary Policy Committee voted 9-0 in favour of a rate hike as the fears of a post-Brexit economic downturn begin to grow. By increasing the […]
Future Asset Management LLP have a team of qualified, professional mortgage advisers offering fully independent mortgage advice from the whole of the market. Get in touch with our Mortgage Adviser today for a Free Initial Review to assess your options. If you are currently on your bank or building society’s Standard Variable Rate (from 3.74% […]
What is it? The Term Funding Scheme (TFS) was introduced by the UK government in August 2016 and was designed so Banks and Building Societies were forced to pass on the Bank of England’s 0.25% interest rate cut to its customers; enabling cheaper lending and mortgage deals. Lending institutions took full advantage and over £100 […]
Who is the FCA? The Financial Conduct Authority is the regulator of 56000 financial service firms. They aim to help financial markets work for individuals, businesses and the economy. They also look to protect consumers, protect financial markets and promote competition. Why are they concerned? Interest only mortgages will require the outstanding mortgage to be […]
A recent study by Aegon (who are international providers of life insurance, pensions and have over £607 billion in assets under management in 25 different countries) has revealed that the average UK worker will require a pension pot of around £301,000 in order to comfortably maintain their current lifestyle in retirement. The Government’s Auto-Enrolment review […]
For the first time since the 2008 financial crisis, all of the major UK banks have passed the Bank of England’s stress test. The stress test uses a scenario of adverse economic indicators. A 33% fall in house prices, interest rates increased to 4% within 2 years and unemployment rising from 4.3% to 9.5%. In […]
