Ensuring a Secure Future for You and Your Loved Ones Nobody wants to think about what would happen if they became too ill to support their family financially. It’s a tough subject, but it’s crucial to consider. That’s where financial protection comes in. It’s essential to creating peace of mind for you and your loved […]
Contributing additional amounts to your pension stands to benefit you significantly in the long term In the pursuit of a secure and comfortable retirement, every contribution counts. Among the various strategies to boost your pension savings, making occasional lump sum contributions is particularly effective. Recent research reveals a striking observation: fewer than 10% of adults […]
Although it has recovered slightly following the additional rate tax cut reversal, the pound is still far below its longer-term average against the dollar. Last week it hit an all-time low of 1.04$ compared to 1.36$ a year ago. As the majority of long-term investment growth is driven by equity returns, we look at the […]
The Self Employed and Business owners have an extra consideration when it comes to Mortgages. Here we look at what you need to obtain a mortgage. Three Requirements Whether Employed or Self Employed In order to obtain mortgage there are three Main requirements. The first two are consistent whether you are employed or self employed […]
Inflation is at the forefront of concern for governments, corporations and individuals. As an investor one primary objective is to grow your money in real terms, to do so your return must be greater than inflation. So how to you invest during high inflation?. Whilst long term investment returns have done this consistently in modern […]
Political considerations aside, the COP26 summit shows clear intent for governments to start to tackle climate change. This is not only bought on by a common consensus to protect the planet but it would not exist if there wasn’t a strong social sentiment and public will to make changes. This public sentiment and future government […]
This quarter has seen the bulk of the global vaccine rollout beginning with the UK leading the G7 economies with its vaccine program. The evidence currently suggests that the vaccine has been effective at reducing infection rates, allowing countries with high vaccination rates to start to ease restrictions with lower infections than previous easing of […]
Please find below a summary of the Budget for March 2021 Budget Summary March 2021
Can a Negative be Positive? Silvana Tenreyro, a policy maker at the Bank of England, has recently come out in favour of negative interest rates as a method to boost the UK economy out of COVID-19. The Bank of England Base Rate is the amount of interest the Bank of England pays financial institutions who […]
A lot has changed since the United Kingdom initially went into its first lockdown in March. After the initial market turbulence, we continue to ensure our clients investments are well positioned and suit their circumstances. Over the past 3 months the UK stock market has generally been in a slow decline until the positive news […]
