Taking a proactive approach to clarify your current financial standing The start of a new year is the perfect opportunity to take a step back and thoroughly reassess your financial situation. It’s a natural time to evaluate and reshape your saving habits, particularly important whether you’re building an emergency fund, planning for retirement or investing […]
Ensure you’re well placed to fund any future care needs Many people prefer to avoid the subject of long-term care. Most find it hard to contemplate going into a care home when they are older, but many will do so eventually. However, planning for these potential expenses is important before they become urgent. The NHS, […]
Pensions can be confusing, but there is an alternative way to help keep on top of them In today’s fast-paced world, many individuals have multiple pension plans collected over their working life. Whether through changes in employment or setting up personal pensions as a self-employed professional or contractor, managing these pensions can become challenging. Not […]
Aligning investments with risk tolerance and capacity Investing is an indispensable tool for building wealth and achieving financial goals. By allocating resources to various investments, individuals can accumulate wealth over time through capital appreciation, dividends and interest. For example, investing in a diversified portfolio of stocks can yield significant returns, enabling you to grow your […]
Protect your savings! 7.3 million UK adults encountered an attempted scam in the past year Around 7.3 million UK adults, or one in seven, encountered an attempted pension scam in the past year. Alarmingly, 14% were targeted through unsolicited calls, texts or emails, according to recent research, illustrating the aggressive tactics employed by scammers. This […]
Ensure your money works effectively to enjoy retirement on your own terms Retirement—a time to relax, pursue hobbies, and enjoy life without the daily grind of work. But to truly savour this phase, you must ensure your money works effectively, allowing you to retire on your terms. One of the most crucial aspects that will […]
Ensuring a Secure Future for You and Your Loved Ones Nobody wants to think about what would happen if they became too ill to support their family financially. It’s a tough subject, but it’s crucial to consider. That’s where financial protection comes in. It’s essential to creating peace of mind for you and your loved […]
Contributing additional amounts to your pension stands to benefit you significantly in the long term In the pursuit of a secure and comfortable retirement, every contribution counts. Among the various strategies to boost your pension savings, making occasional lump sum contributions is particularly effective. Recent research reveals a striking observation: fewer than 10% of adults […]
Although it has recovered slightly following the additional rate tax cut reversal, the pound is still far below its longer-term average against the dollar. Last week it hit an all-time low of 1.04$ compared to 1.36$ a year ago. As the majority of long-term investment growth is driven by equity returns, we look at the […]
The Self Employed and Business owners have an extra consideration when it comes to Mortgages. Here we look at what you need to obtain a mortgage. Three Requirements Whether Employed or Self Employed In order to obtain mortgage there are three Main requirements. The first two are consistent whether you are employed or self employed […]
