Key financial and lifestyle checks to get ready for life after work Reaching the final stage of your working life is a significant milestone, often bringing a mix of excitement and uncertainty as routines shift and new priorities come into focus. It’s a chance to redefine how you spend your time, clarify what matters most, […]
How upcoming changes could affect estate valuations and beneficiary payouts In the previous 2024 Autumn Budget, the Chancellor announced that the Inheritance Tax (IHT) thresholds, which are the amount you can pass on when you die before IHT is due, will remain unchanged until 2030. However, from 6 April 2027, pensions will no longer be […]
Why long-term portfolio success depends on strategy, not global headlines Global events continue to make headlines and spark debate among investors. From intense political exchanges in the US to displays of European unity overcoming post-Brexit tensions, and the latest tariffs introduced by the US, there is no shortage of geopolitical drama.
Save, invest and grow your wealth for a secure future A Self-Invested Personal Pension (SIPP) is a type of personal pension that provides you with greater control over how and where your retirement savings are invested. While it operates similarly to a standard personal pension by allowing you to save, invest and grow your wealth, […]
The best way to foresee your future is to prepare for it now Planning for retirement is one of the most important financial decisions you’ll face in your lifetime. With many factors to consider, including income needs, inflation, investment strategies and unexpected life events, it’s easy to feel overwhelmed. Remember, the best way to foresee […]
How to build long‑term wealth with a tailored strategy Market volatility is an unavoidable aspect of investing. Geopolitical events, such as the invasion of Ukraine, trade wars, inflationary pressures and alterations in interest rates, are among the numerous factors that lead to market fluctuations, sometimes significantly. When markets change, especially during rapid declines, it can be […]
The best way to foresee your future is to prepare for it now Planning for retirement is one of the most important financial decisions you’ll face in your lifetime. With many factors to consider, including income needs, inflation, investment strategies and unexpected life events, it’s easy to feel overwhelmed. Remember, the best way to foresee […]
Step-by-step guide to help you reclaim your lost pensions It is easier than many people realise to lose track of an old pension pot. Changes and milestones in life, such as starting a new job, moving house or even changing your name, can make it challenging to keep track of your retirement savings.]
The optimal time to invest is shaped by your personal goals and circumstances Investing your money can feel like navigating uncharted waters, especially when you’re unsure about market trends. A common sentiment among new investors is, ‘I think I’ll wait until the market drops.’ While this approach seems sensible – capitalising on low stock prices […]
Are you among the many families unprepared and lacking structured plans? The world is on the verge of an unprecedented intergenerational wealth transfer, with projections estimating that by 2047, an astonishing £5.5 trillion will change hands[1]. Despite this monumental shift, many families remain unprepared, lacking structured plans to ensure their financial legacies are preserved or […]
