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Making A Will
May 24th, 2016 | News | By Graham Wingar
Citizens advice stated it had 3,747 people enquired to the charity regarding dying without a will. This has increased from 1,522 such enquiries since 2011. A recent YouGov survey also found nearly two thirds of British adults didn’t have a […]
Read more >Free Retirement Options Guide
January 27th, 2016 | News | By Graham Wingar
Retirement Options Guide Understanding all of the options available to you leading up to retirement can be confusing and time consuming. Future Asset Management have put together a free comprehensive retirement options guide which will help you understand all of […]
Read more >Are people saving enough for retirement?
September 30th, 2015 | News | By Graham Wingar
Whether or not you are saving enough for retirement comes down to what you would want in retirement. The most important part of saving for retirement is to ascertain what you would like in retirement and then calculate how much […]
Read more >Pensions freedom rules statistics make a call for advice
June 17th, 2015 | News | By Graham Wingar
With the pensions freedom rules since April 2015 there is huge demand for cost effective advice for those with modest pension pots. Official data has shown £1 billion has been taken from pension pots since April. George Osbourne commented on […]
Read more >Summary of the 2015 Budget
March 24th, 2015 | News | By Graham Wingar
With many still coming to terms with the changes announced in the 2014 budget it is hard to believe it is time for another. Here are a selection of some of the announcements Pensions Legislation will be introduced in the […]
Read more >University Fees Funding
March 12th, 2015 | News | By Graham Wingar
Most Universities are now charging £9,000 a year in tuition fees meaning a large level of debt for most graduates. For parents who want to help their children through university it really pays to start early. If you were to […]
Read more >Automatic Enrolment Fines start mounting
February 5th, 2015 | News | By Graham Wingar
The Pensions Regulator’s latest Compliance and Enforcement Report shows a large increase in the number of fines for breach of Automatic Enrolment Legislation. The latest report which covers 1 October 2014 to 31 December 2014 shows 166 Fixed Penalty Notices […]
Read more >Sell your annuity?
January 28th, 2015 | News | By Graham Wingar
Even though it may never materialise, this “idea” proposed by Steve Webb (Pensions Minister) has caused quite a stir. Lifetime annuities are designed to give the annuitant a guaranteed level of income for life in exchange for a cash sum. […]
Read more >Can you survive on state pension alone?
January 8th, 2015 | News | By Graham Wingar
New research by Partnership (taken by Opinionmatters) has revealed that the vast majority of people do not think they could survive of state pension alone. Just 13 per cent of 66-77 year-olds said they would be able to survive on […]
Read more >Is Cash Safe?…Safe from What?
June 23rd, 2014 | Uncategorized | By Graham Wingar
A new client came to us for investment advice recently. “How can I help you?” I asked. “It’s the return on our deposit ISAs, we want to explore alternative investments.” I discussed their options, assessed their attitude to risk and […]
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