A new client came to us for investment advice recently. “How can I help you?” I asked. “It’s the return on our deposit ISAs, we want to explore alternative investments.” I discussed their options, assessed their attitude to risk and the client asked me, “Is what you are recommending safe?” I replied, “Safe from what?”. […]
This is a brief story of a client who made a mortgage application that went wrong.I will let the blame lie firmly with the Bank on this one, however, the outcome was only to the detriment of the client. The clients owned their property outright and wished to borrow £30,000 for an attic conversion. They […]
So the changes are underway, but what does it mean to you? The following article helps explain the changes bought about for the financial services industry following the Retail Distribution Review (RDR). http://pwpublishing.practiceweb.co.uk.s3.amazonaws.com/futureassetmanagement_FU_Jan13_rdr.pdf By Graham Wingar
In the past it was purely optional for employers to decide whether or not to provide pension benefits for their employees. However, in order to enhance personal pension funding the government are drastically changing the laws and regulation around pension provisions supplied by Employers. This article will give you a basic outline of these changes […]
Welcome to our new look website. You’ll find many new interesting and helpful features, and we will be updating the Latest News section often with newsletters and other company news, as well as new market trends and seminar information. We hope you enjoy, please feel free to look around and send us any feedback. And […]
